Category Archives: blog

Things to Know About Expungement:

Decisive Utterance # 1 Definition of Expungement: “to physically destroy the records or return them to the petitioner and to obliterate the petitioner’s name from any official index, public record or both.” 2630/5.2a(1) (E) In Illinois you are allowed to expunge your arrest record under certain statutory situations. The Expungement statute is 20ILCS2630/5.2. Only certain…

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Foreclosure and Short Sales

Are you the victim of unfair foreclosure practices? Mortgage lenders have not been dealing fairly with mortgage holders. Is your bank following the rules? After missing two consecutive payments, borrowers must be notified in writing of their loss mitigation options. The mortgage holder must consider all available foreclosure alternatives to help the borrower retain the…

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Illinois Law prohibits Use of Cellphones While Driving

Illinois Law prohibits the Use of Cellphones While Driving: Effective Jan. 1, 2014, Illinois law prohibits the use of cellphones while driving with the exception of using hands-free or Blue Tooth technology. Drivers under age 19, however, are prohibited from any cellphone usage, including hands-free devices. Definitions: “Electronic communication device” means an electronic device, including…

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